Ride any motorcycle whether you own it or not, for non-business use.
With a Broad Form Named Operator endorsed Motorcycle insurance policy you would be covered for liability while driving your own motorcycle. You would also be covered while driving someone else’s motorcycle with their permission. This type of policy is insuring the operator verses insuring the motorcycle. The coverage would follow the operator not the motorcycle.
(An acceptable motorcycle has 2 or 3 wheels, and is street-legal. Off-road vehicles do not apply. Dirt bikes converted to street-legal are not acceptable)
Available coverages are Liability, Uninsured/Underinsured Motorist, and Medical Payments. The Motorcycle Broad Form is only available in Washington state.