Drive any personal passenger vehicle whether you own it or not, for non-business use.
With a Broad Form Named Operator endorsed insurance policy you would be covered for liability while driving your own vehicles. You would also be covered while driving someone else’s vehicle with their permission. This type of policy is insuring the driver verses insuring the vehicle. The coverage would follow the driver not the vehicles.
(Sometimes referred to as just Broadform/Broad form, driver’s license insurance, insuring your driver’s license, or broadband insurance)